Experience Modification Review

New York State Country Clubs Safety Group #577

Experience Modification Review

25% Up-Front Discount
35% Dividend
Up to 35% Up-front Discount on Eligible New Business

Maximizing Savings Without Hidden Fees

At Durnan Insurance Services, we provide a comprehensive experience modification review as a value-added service for all policies in Safety Group #577. Unlike other providers that may charge fees or take a percentage of potential savings, we offer this service at no additional cost. Our review ensures that your employees are correctly classified, payroll amounts are accurately reported, and all losses are thoroughly verified, helping you maximize potential savings while staying compliant with the New York Compensation Rating Board (NYCIRB) or NCCI standards.

Review Criteria

Our Expereince Review includes the following:

  • Classification of Payroll—making sure your employees are properly classified at New York Compensation Rating Board (NYCIRB) or NCCI.
  • Verification of Payroll—making sure correct payroll amounts are used by NYCIRB or NCCI.
  • Actual Incurred and Primary Losses.
  • Expected Losses and Primary Losses.
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